Insurance agreement
Direct action against the liability insurer denied for pre-2022 insurance contracts
Following its interpretation of the transitional provision set out in art. 103a of the Swiss Federal act on Insurance Contracts (SICA), the Federal Supreme Court held that the direct right of action introduced by art. 60 para.
General Terms and Conditions, Insurance agreement
Measures Taken in Relation to the COVID-19 Pandemic Ruled as One Event for Insurance Purposes
Through the application of an interpretation based on the principle of trust, the Swiss Federal Supreme Court clarified that all measures adopted during the COVID-19 pandemic formed a single insured event under an “All Risks Business Insurance” policy.

